Welcome To The RICH ATKINSON TEAM - APM - Atkinson Penwest Mortgage Team

At APM - Atkinson Penwest Mortgage Team, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

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We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Today's Rates*

30 Yr Fxd3.040%3.380%
30 Yr Fxd FHA3.240%3.740%
15 Yr Fxd2.570%2.890%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

In China, Not All Triple-A-Rated Bonds Are Created Equal

China’s credit-rating firms are doling out more triple-A bond ratings, a trend that has continued this year despite the coronavirus pandemic and greater borrowing by companies in the world’s second-largest economy.


There are lots of good reasons to choose an FHA loan.

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FHA Home Loans

Satisfied Clients

  • I have bought and financed properties in the last four countries that we have lived in, including the US (Blackhawk, California) the most recent before our last move to the UK. Rich Atkinson did our initial loan and then refinanced. Based on his track-record I can unequivocally state that I will only ever consider Rich to do my loans in the US. For two reasons: first and foremost, he is a man of honour; and secondly he knows his stuff (leaves the other brokers I tested for dead). Unrelated but an enjoyable attribute is hes a cool guy to get to know we shared many war stories over a pint or two! More than happy to have a chat with anyone who wants a reference. Paul H.

    Paul H. Mortgage

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Contact Us

Call Us: (650) 400-6091

Email Us: rich@amcbankers.com

Our Address: 430 Sycamore Valley Road West, Danville, CA  94526

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Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.040% 3.380%
30 Yr Fxd FHA 3.240% 3.740%
15 Yr Fxd 2.570% 2.890%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.